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Toby Rosen recommends Ruby!

Since you were referred by Toby, if you start a paid subscription, you'll get a 100 big thank you.

Terms and Conditions

1.      These Referral Program Terms and Conditions (these "Referral Terms") set forth the terms and conditions for your participation in the Ruby Raves Referral Program (the "Referral Program") and are hereby incorporated by reference into the Ruby Terms and Conditions.
2.      The Referral Program is available to all existing and former customers.
3.      Not to be combined with any other offer.
4.      You must be 18 years or older to participate in this Program.
5.      There is no limit on the number of friends a Referring Customer can refer.
6.      To be eligible for the Referral Program, the Referring Customer must refer a Referred Contact who is not an existing customer, a former customer, nor a person in current negotiations to become a customer.
7.      A referral will be deemed successful when a Referred Contact has made their first credit card payment.  Your reward will be emailed to you five days later.  
8.      A Referred Contact can be referred for the Referral Program only once.
9.      Offer not valid and rewards are not payable for self-referrals.
10.   Ruby reserve the right to cancel the Referral Program without prior notice in its entirety or for a specific Referring Customer at any time for any reason.
11.   Ruby reserves the right to refuse any referral payout based on suspected fraudulent activity.
12.   Any Referring Customer who earns over $600 in any calendar year must email a Form W-9 to, and Ruby will issue Form 1099s when applicable. Referring Customers are solely responsible for reporting such items on their tax returns and paying any associated tax liability.
13.   By participating in the Referral Program in any way, you agree to be bound by these Referral Terms.  We may revise these Referral Terms from time to time in our sole discretion, subject to applicable law. When we revise these Referral Terms, we will post the revised version at the Terms and Conditions link on this page:  If you do not agree to these Referral Terms or any revised version of these Referral Terms, your sole recourse is to terminate your participation in the Referral Program.
14.   All questions and disputes regarding the eligibility for the Referral Program will be resolved by Ruby Receptionists in is sole discretion.

If you have any questions, comments, or concerns regarding these Referral Terms or the Referral Program, please contact Jessica Legg at Ruby, 866-611-7829 or